Financial Advice Service
We are pleased to be able to offer Humphries Kirk clients with access to independent financial advice through our joint venture arrangement with Ward Goodman Financial Services Limited.
Introducing HK Financial Advice Service (HKFAS)
The highly qualified and experienced team of financial planners are all salaried which means you can be sure recommendations will be based on an expert assessment of your needs without any bias.
The clients of HKFAS also benefit from the wide range of expertise available within the Ward Goodman Group, which may include specialist tax or accountancy advice. This ensures that a truly comprehensive financial planning service is provided from one source.
Overview of our financial advice service
HKFAS fully appreciate each individual or business has specific financial goals. Whether you are looking to grow your wealth, protect your wealth or plan for retirement, we have designed different services to cater for these goals.
Main advice areas:
- Investment planning and Portfolio management
- Inheritance Tax (IHT) Planning
- Pensions including Self Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SSASs)
- Personal Life Insurance
- Key Person Insurance/Business Protection
- Workplace/Company Pension Schemes
- Equity Release
Top 5 Frequently Asked Questions
Q: How do I get started?
A: An initial consultation with one of our financial planners is complimentary. Your planner will ask you about your personal situation, financial position and your lifetime goals, so they can understand the areas in which you may be able to benefit from advice. Please ring 01202 874202 to arrange an initial meeting.
Q: What do you charge?
A: As professional advisers, we charge fees for our services. At the end of the initial meeting, once you have agreed with your financial planner the work you would like us to undertake, we will require you to sign a fee agreement before we carry out any work or produce a financial plan. Our fees vary according to the complexity of your circumstances and objectives but will always be put in writing so you are in a fully informed position.
Q: What type of advice do you give?
A: As truly independent financial advisers we are not restricted in any way and we can advise on all types of products and solutions across the whole of the market. We believe this will lead to the best outcomes for our clients and avoids conflicts of interest.
Q: If I have an existing adviser or self-managed portfolio is it easy to move to your firm?
A: Yes, we will talk you through the whole process and deal with all the necessary paperwork to ensure a smooth transition.
Q: Do you provide an ongoing review service?
A: Yes, we offer different levels of service depending on your specific requirements and this includes a face to face review meeting with your financial planner.
HK Financial Advice Service is an Appointed Representative of Ward Goodman Financial Services Limited which is Authorised and Regulated by the Financial Conduct Authority rather than the Solicitors Regulation Authority and although is partly owned by Humphries Kirk it is an entirely separate entity.